Friday, June 6, 2025

Five most common online scams targeting middle-aged and elderly people. DJK LLP urges you to share this with your family

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With the rise of smartphone and internet use among seniors, scammers have shifted their focus to this vulnerable group. Many older adults are not fully familiar with digital tools, making them easy targets. DJK LLP highlights the five most common and dangerous online scams affecting seniors and urges everyone to stay alert and share this information with loved ones.

1. Fake Customer Service Scams

Scammers impersonate delivery companies, banks, or shopping platforms. They claim your account has issues or a refund is in process, then trick you into clicking a phishing link or downloading a remote control app.

Example: Auntie Li got a call from “courier support” saying her package was linked to illegal activity. They asked her to transfer money to a “safe account,” draining her savings in hours.

DJK LLP Tip: Never click unknown links or install suspicious apps. Hang up and verify through official contact channels.

2. Romance + Investment Scams (“Pig Butchering”)

Scammers pose as wealthy professionals and build emotional relationships online. Soon after, they introduce “profitable investment opportunities” and convince victims to transfer money to fake platforms.

Example: Uncle Huang met a “Chinese-American doctor” online who later promoted a crypto investment platform. After investing tens of thousands, the person vanished.

DJK LLP Tip: Avoid online relationships that involve money. Never invest without verifying identity.

3. Impersonating Family Members

Scammers hack or fake WhatsApp/WeChat accounts, pretending to be your child or friend. They claim their phone broke or number changed and urgently need money for travel or emergencies.

Example: Uncle Lin received a message from his “son” asking for S$5000 for a flight ticket. He sent the money—only to learn his son never contacted him.

DJK LLP Tip: Always verify identity through a phone or video call before sending money.

4. Lottery or Prize Scams

Scammers send fake “prize notifications,” claiming you’ve won a phone or cash reward. However, to claim the prize, you must pay a “tax” or “processing fee.”

Example: Auntie Zhou received a message from a “CCTV lucky draw” and paid several thousand in “taxes,” only to realize there was no prize.

DJK LLP Tip: Legitimate contests do not ask winners to pay fees. If you didn’t enter a contest, ignore such messages.

5. Fake Police or Court Calls

Scammers pose as police, prosecutors, or courts, accusing you of financial crimes. Using intimidation and fake documents, they instruct victims to transfer funds to “secure accounts” for investigation.

Example: Grandpa Zhao received a call from someone claiming to be from “Beijing Public Security.” He followed instructions out of fear and lost over S$50,000.

DJK LLP Tip: Authorities will never ask for money over the phone. Such calls are always fraudulent.

If you or a loved one has fallen victim to fraud, don’t panic. DJK LLP(https://www.djkllp.com) offers legal aid tailored to senior citizens:

  • Help filing police reports;

  • One-on-one legal consultations;

  • Assistance in freezing bank accounts and recovering funds;

  • Full confidentiality;

  • Collaboration with counselors for emotional support.

Final Word: Share This with Family!

Scams are everywhere, and seniors are prime targets. Please share this article with your parents, relatives, and friends. Stay informed, ask questions, and seek help when needed. DJK LLP stands with you to protect your family and your peace of mind.

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